Back in the days of our grandparents and great grandparents, the American Dream was to own your home. At that time owning your home meant owning it free and clear, with no debt. They took great pride when the day came that the mortgage was paid off and the property actually became theirs and they were no longer beholden to the bank. They even had mortgage burning parties.

Today the phrase “owning your home” means something entirely different. It does not mean owning your home; it means buying your home. We go from mortgage to mortgage seeking lower interest rates. We have interest-only loans. We have negative-amortization loans. No one talks about actually paying off a mortgage anymore. There is no longer the expectation of having our homes paid for. We are missing out on actually owning what should be our largest investment. We are missing out on our best cushion against financial turmoil.

What would you think about a program that does not involve bi-weekly payments or debt roll down, but is instead something new and very different? I can show you how to pay off your home in one-third to one-half the time with little or no change to your current standard of living, without refinancing your current mortgage and with no change to your payments. Would you like to see if you qualify?

My Home Free And Clear

Interest

Use the calculator below to find out how much total interest you could be paying to your lender over the life of your loan.

Of course, if you refinance, you will start all over again.